:root{
  --navy:#14306B; --deep:#0B1C42; --teal:#138A9C; --teal-dark:#0E6F7E;
  --gold:#F2A20F; --gold-dark:#D68C00; --ink:#1B2333; --muted:#5A6372;
  --line:#DCE3EE; --soft:#F4F7FB; --white:#fff;
  --serif:"Playfair Display",Georgia,"Times New Roman",serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --wrap:1160px; --radius:14px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--white);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal-dark)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2.1rem,4.6vw,3.5rem)}
h2{font-size:clamp(1.7rem,3.2vw,2.5rem)}
h3{font-size:1.3rem}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.eyebrow{font-family:var(--sans);font-size:.8rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--teal);margin-bottom:.8em;display:block}
.lead{font-size:1.15rem;color:var(--muted);max-width:720px}

/* Top bar + header */
.topbar{background:var(--deep);color:#C9D6EA;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
.topbar span+span{margin-left:18px}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:84px}
.brand img{height:58px;width:auto}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;align-items:center}
nav.main a{display:block;padding:10px 13px;border-radius:8px;text-decoration:none;color:var(--navy);font-weight:600;font-size:.95rem}
nav.main a:hover,nav.main a[aria-current="page"]{background:var(--soft);color:var(--teal-dark)}
nav.main .has-sub{position:relative}
nav.main .sub{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 14px 30px rgba(11,28,66,.12);padding:6px;min-width:190px}
nav.main .has-sub:hover .sub,nav.main .has-sub:focus-within .sub{display:block}
nav.main .sub a{font-weight:500}
.btn{display:inline-block;background:var(--gold);color:var(--deep);font-weight:700;text-decoration:none;padding:14px 26px;border-radius:999px;border:0;cursor:pointer;font-size:1rem;font-family:var(--sans);transition:background .15s}
.btn:hover{background:var(--gold-dark);color:var(--deep)}
.btn.teal{background:var(--teal);color:#fff}.btn.teal:hover{background:var(--teal-dark)}
.btn.ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 2px rgba(255,255,255,.7)}
.btn.ghost:hover{background:rgba(255,255,255,.12)}
nav.main .btn{padding:10px 18px;margin-left:8px;color:var(--deep)}
.menu-toggle{display:none;background:none;border:0;font-size:1.8rem;color:var(--navy);cursor:pointer;padding:6px 10px}

/* Hero */
.hero{position:relative;color:#fff;background:var(--deep) center/cover no-repeat;min-height:640px;display:flex;align-items:center}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,28,66,.92) 0%,rgba(11,28,66,.72) 45%,rgba(11,28,66,.25) 100%)}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.3fr .8fr;gap:48px;align-items:center;padding-top:70px;padding-bottom:70px}
.hero h1{color:#fff}
.hero .tagline{font-family:var(--serif);font-style:italic;color:var(--gold);font-size:1.3rem;margin-bottom:1em}
.hero p{color:#E3EAF5;font-size:1.12rem;max-width:560px}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.agent-card{background:#fff;color:var(--ink);border-radius:var(--radius);overflow:hidden;box-shadow:0 24px 60px rgba(0,0,0,.35);max-width:340px;justify-self:end}
.agent-card img{height:380px;object-fit:cover;object-position:center 15%;width:100%}
.agent-card .info{padding:18px 22px 22px}
.agent-card strong{display:block;font-family:var(--serif);font-size:1.35rem;color:var(--navy)}
.agent-card small{color:var(--muted);display:block;line-height:1.5}

.page-hero{position:relative;color:#fff;background:var(--navy) center/cover no-repeat;padding:96px 0 80px}
.page-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(11,28,66,.93),rgba(11,28,66,.6))}
.page-hero.plain::before{background:linear-gradient(120deg,var(--deep),var(--navy) 60%,var(--teal-dark))}
.page-hero .wrap{position:relative}
.page-hero h1{color:#fff;max-width:820px}
.page-hero p{color:#DCE6F4;font-size:1.15rem;max-width:680px}
.page-hero .eyebrow{color:var(--gold)}

/* Sections */
section{padding:84px 0}
section.soft{background:var(--soft)}
section.navy{background:var(--deep);color:#DCE6F4}
section.navy h2,section.navy h3{color:#fff}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g5{grid-template-columns:repeat(5,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(11,28,66,.08)}
.card .num{font-family:var(--serif);font-size:2rem;color:var(--gold);line-height:1}
.card h3{margin-top:10px}
.card p{color:var(--muted);margin:0}
a.card{text-decoration:none;color:inherit;display:block}
.area-card{padding:26px 22px;text-align:center}
.area-card h3{margin:0 0 6px}
.area-card span{font-size:.9rem;color:var(--teal-dark);font-weight:600}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split img{border-radius:var(--radius);box-shadow:0 20px 50px rgba(11,28,66,.15);width:100%;object-fit:cover;max-height:520px}
.checks{list-style:none;padding:0;margin:0 0 1.4em}
.checks li{position:relative;padding-left:32px;margin-bottom:10px}
.checks li::before{content:"";position:absolute;left:0;top:7px;width:18px;height:18px;border-radius:50%;background:var(--teal) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;text-align:center}
.stats strong{display:block;font-family:var(--serif);font-size:2.6rem;color:var(--gold)}
.stats span{color:#C9D6EA}
.cta-band{background:linear-gradient(120deg,var(--navy),var(--teal-dark));color:#fff;border-radius:20px;padding:54px;display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 6px}
.cta-band p{margin:0;color:#DCE6F4}

/* Forms */
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:0 18px 44px rgba(11,28,66,.08)}
.form-card h3{margin-bottom:4px}
.form-card .note{color:var(--muted);font-size:.92rem;margin-bottom:20px}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.fields .full{grid-column:1/-1}
label{display:block;font-weight:600;font-size:.88rem;color:var(--navy);margin-bottom:6px}
input,select,textarea{width:100%;font:inherit;font-size:1rem;padding:12px 14px;border:1px solid #C5D0E0;border-radius:10px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:2px solid var(--teal);border-color:var(--teal)}
textarea{min-height:110px;resize:vertical}
.form-card .btn{margin-top:20px;width:100%}
.hidden{display:none}
.fineprint{font-size:.8rem;color:var(--muted);margin-top:12px}

/* IDX */
.idx-slot{border:2px dashed var(--line);border-radius:var(--radius);padding:40px;text-align:center;background:var(--soft)}

/* Footer */
footer.site{background:var(--deep);color:#AFC0DA;padding:64px 0 28px;font-size:.92rem}
footer.site .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}
footer.site h4{color:#fff;font-family:var(--sans);font-size:.85rem;letter-spacing:.14em;text-transform:uppercase;margin:0 0 14px}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:8px}
footer.site a{color:#DCE6F4;text-decoration:none}
footer.site a:hover{color:var(--gold)}
.foot-logo{background:#fff;border-radius:10px;padding:10px 14px;display:inline-block;margin-bottom:14px}
.foot-logo img{height:52px}
.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:22px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;align-items:center;font-size:.82rem}
.eho{display:flex;align-items:center;gap:10px}
.eho svg{width:34px;height:34px;flex:none}

@media (max-width:980px){
  .hero .wrap,.split{grid-template-columns:1fr}
  .agent-card{justify-self:start}
  .g3,.g5{grid-template-columns:repeat(2,1fr)}
  footer.site .cols{grid-template-columns:1fr 1fr}
  .menu-toggle{display:block}
  nav.main{display:none;position:absolute;top:84px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 20px 30px rgba(11,28,66,.1)}
  nav.main.open{display:block}
  nav.main ul{flex-direction:column;align-items:stretch;padding:10px 16px 18px}
  nav.main .sub{display:block;position:static;border:0;box-shadow:none;padding:0 0 0 14px}
  nav.main .btn{margin:8px 0 0;text-align:center}
}
@media (max-width:640px){
  body{font-size:16px}
  section{padding:60px 0}
  .g2,.g3,.g5,.fields,.stats{grid-template-columns:1fr}
  footer.site .cols{grid-template-columns:1fr}
  .cta-band{padding:34px 26px}
  .hero{min-height:0}
  .brand img{height:48px}
  .topbar .wrap{justify-content:center}
  .topbar .hide-sm{display:none}
  .form-card{padding:24px}
}

/* CRMLS IDX frames */
.idx-head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap;margin-bottom:18px}
.idx-head h2{margin:0}
.idx-frame{width:100%;height:1100px;border:1px solid var(--line);border-radius:var(--radius);background:var(--soft)}
.idx-frame.short{height:800px}
@media (max-width:640px){.idx-frame{height:900px}.idx-frame.short{height:700px}}